Premier Home
Our newest household insurance product not only offers excellent cover, but because it's available on our e-trading platform, Pen Central, brokers can instantly quote and bind cover.
Pen Central is full cycle so there's no need for re-keying at renewal or MTA.
We offer:
- Award-winning claims service
- Competitive pricing
- Some of the most generous insurance on the market - check our list of covers and see for yourself
Who Qualifies?
Designed for UK homes which need buildings insurance for up to £2.5M (any one property) and up to £500K for contents insurance, including non-standard properties such as:
- Part let
- Business use
- Clients with convictions
- Previous claims including flood and subsidence
What's covered?
- "All risks worldwide" insurance written on a sum insured basis
- Up to £2.5M buildings insurance on any one property (subject to inner sub-limits)
- Up to £500K contents insurance, with up to £25k for any one claim for wine and more
- Up to £10K for valuables within the contents sum insured
- Alternative accommodation for up to 3 years
- Up to £2.5K for damage by pets for every year of the policy
- Up £15K for post-claim disability refurbishment costs
- Up £2.5K to remove fallen trees blocking access
- Up to £50K for hired marquees
- Insurance for matching carpets in adjoining rooms, even if only one room is damaged
- Guaranteed cover for rebuilding costs for buildings surveyed by an independent chartered surveyor within the last 3 years (excluding Grade 1 listed properties)
What else is available on Pen Central?
