At Pen, we value expertise. That's why our delegated authority arrangements offer underwriting partnership to coverholders who are specialists in their field. With the right expertise and controls, you can become a coverholder of Pen and underwrite your own products.

While you control your service to your clients, you'll get the backing of technical expertise from dedicated technical underwriters.

What differentiates our offer is our understanding of what makes a mutually beneficial relationship. With Pen, you run your business, while we focus on adding value: working with Pen means you'll not only access first class underwriting, but services in governance, claims and analytics so that you can anticipate and respond to change.

And you'll find us easy to do business with. Our detailed packs of performance data help keep returns on track and identify opportunities for growth including new product development and improved pricing. And when you need support, you'll get it - there's no queue for referrals, we commit to a 24 hour turnaround.