Bus and Coach
At Pen Motor Fleet, we differ from standard insurers by offering long term pricing stability to help clients avoid peaks and troughs in premiums. We achieve this by using a rating tool based on minimum exposure rates, adjusted to cover historic and predicted claims costs
From a standing start in 2011* we have grown steadily and are now writing in excess of £16M insurance premium. You'll find our experience is reflected in our expertise on the exact use of vehicles, number of seats and exposure to various driver profiles - we believe this is how we've grown against the competition, plus it's how we help our broker partners to grow their fleet business too.
We pride ourselves on being easy to do business with, and for Motor Fleet we know that means speed of service, so we offer 48-hour turnaround on our exclusive quotes and same-day documentation. Where you can help us understand the detail of the risk, we can offer bespoke pricing.
We offer non-transferable policies which means that if your client goes elsewhere, the policy won't transfer, the client will have to take out new cover with their new broker - providing your clients with an incentive to stay put.
Wherever we can, we add value for your client, like dedicated claims reporting numbers. And, with minimal administration fees, half yearly declarations and same day certificates, your client will find it easy to do business with us too.
*Trading under our legacy brand, Ink
Who Qualifies?
We can insure bus and coach fleets with premium spend of up to £100K. Our wide range of policies can accommodate 1-4 vehicles as well as larger fleets.
Our risk appetite is broad and includes niche areas such as community transport.
We favour risks with confirmed fleet history so provision of detailed risk information is important.
What's covered?
Our exclusive Bus & Coach wording includes:
- Legal Expenses
- Uninsured Loss Recovery
- Personal Belongings - Up to £500 per passenger and up £30K for any one incident
- Personal Accident
- Loss of keys and replacement of locks up to £1000
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