What makes Pen's D&O insurance different? First, our expertise on the range of risks businesses face today, like claims related to social media, and second, our ability to tailor our cover to the specific concerns of your client.

We offer different insurance wordings tailored to the needs of:
- Charities and Not-For-Profits
- Solicitors' firms
- Private companies

We tailor each insurance policy to the risk:
- Only the D&O section must be purchased, all other sections are optional
- Each section of our insurance policy has separate limits so we can increase or decrease cover depending on your client's concerns. For example, for small, financially secure businesses we can reduce the cover and limits, giving your client a lower insurance premium.

Plus, we have a broad and flexible wording:
- All limits are set on an Any One Claim basis
- Wide definitions of Wrongful Acts, Insured Persons and Claims

Finally, to ensure your clients get the specific help they need, when they need it most, we offer four helplines: Legal advice, Health & Safety, Tax advice and Stress counselling.

You'll find us easy to do business with: we offer enhanced commission for roll-over or large books of business; we quote on a Statement of Fact or open market basis; and we offer product training and white-labelled marketing materials.