Bespoke & Delegated Authorities

• Specialist Home Buy online from Pen or trade with an underwriter Comprehensive cover for non-standard household risks
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• Short Term Unoccupied Personally underwritten for a bespoke quote 3,6 or 9 months cover with three levels of cover available
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• Landlords Property Personally underwritten for a bespoke quote Comprehensive cover for Residential Let Landlord risks
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• Thatch Owners Home Insurance Personally underwritten for a bespoke quote Specialist cover for thatched homes
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• Overseas Home Delegated Authority Set up a scheme with Pen for overseas homes
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• Holiday Homes Delegated Authority Set up a scheme with Pen for holiday homes
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• Non-Standard Homes Delegated Authority Our new e-traded scheme for non-standard homes like thatch
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• Residential Let Property Delegated Authority Set up a scheme with Pen for Residential Let properties
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• Collectibles Delegated Authority Set up a unique scheme for unique items
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• Mid-Net Worth Homes Delegated Authority Our new e-traded scheme for mid-net worth homes
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• Commercial Schemes Delegated Authority Schemes for commercial opportunities
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• Lender Protections Delegated Authority Set up a scheme with Pen for lender protections
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• Personal Leisure Delegated Authority Set up a scheme for leisure homes, like caravans and beach huts
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