Household

Although the business landscape is ever-changing, what people value remains unaltered: support, expertise and old-fashioned service.

Technological innovation has a part to play, helping the flow of communication and improving access, but we also understand the value of working face-to-face and being at the end of the phone to help, because at Pen we don't lose sight of the fact that business does best when people come first.

• Premier Home Pen Central Mid-net worth household cover from Pen's own e-trade platform
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• Specialist Home Buy online from Pen or trade with an underwriter Comprehensive cover for non-standard household risks
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• Short Term Unoccupied Personally underwritten for a bespoke quote 3,6 or 9 months cover with three levels of cover available
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• Thatch Owners Home Insurance Personally underwritten for a bespoke quote Specialist cover for thatched homes
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• Pen Unoccupied SSP & Open GI A bespoke EDI product for unoccupied homes
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• Overseas Home Delegated Authority Set up a scheme with Pen for overseas homes
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• Holiday Homes Delegated Authority Set up a scheme with Pen for holiday homes
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• Non-Standard Homes Delegated Authority Our new e-traded scheme for non-standard homes like thatch
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• Collectibles Delegated Authority Set up a unique scheme for unique items
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• Mid-Net Worth Homes Delegated Authority Our new e-traded scheme for mid-net worth homes
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• Personal Leisure Delegated Authority Set up a scheme for leisure homes, like caravans and beach huts
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• Pen e-Trade HHA SSP SSP Standard & Non Standard Household via EDI
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• Pen Home FC EDI (PHHA) Open GI Standard & Non Standard Household via EDI
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• Pen e-Solutions Applied Standard & Non Standard Household via EDI
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• Pen Solutions Acturis, TGSL & CDL Standard & Non Standard Household via EDI
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